Horizon Capital Lending Group

Strategic financing,
exceptional results.

Horizon Capital Lending Group delivers smart, personalized mortgage and business financing solutions backed by over a decade of experience and more than $500 million in funded loans.

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$500M+
Loans Funded
500+
Families Served
10+
Years Experience

Built on relationships. Driven by results.

The Team

Experience that delivers.

Our team brings decades of combined expertise across lending, real estate, and property management.

Conrad Straub
Founder
Conrad Straub

Conrad has spent over 10 years helping clients secure smart, strategic financing solutions. With more than $500 million in funded loans and over 500 families served, he brings proven experience and results to every transaction.

Jai Singh
Loan Officer
Jai Singh

A licensed MLO in California with experience across Canada and the U.S., Jai brings a sophisticated, cross-border perspective to every client engagement.

Johanna Marks
Broker · Lending
Johanna Marks

Johanna is a licensed real estate broker and owner of Millenium Empire Realty, with extensive experience in real estate, property management, and lending.

Lending solutions.

From residential mortgages to commercial and business financing — we connect you with the right capital for every stage of growth.

01
Home Purchase

Conventional, FHA, VA, and specialized programs including physician loans with up to 100% financing.

02
Refinance

Lower your rate, shorten your term, or access equity. We find the optimal structure for your goals.

03
Investment Properties

DSCR loans, portfolio products, and creative financing for investors growing their holdings.

04
Construction Loans

Ground-up construction and renovation financing with flexible draw schedules and competitive terms.

05
Commercial Loans

Financing for office, retail, multifamily, and mixed-use properties. Tailored structures for commercial investors.

06
SBA Loans

SBA 7(a) and 504 programs for business acquisition, expansion, equipment, and real estate purchases.

07
Business Loans & MCAs

Working capital, merchant cash advances, and short-term business financing for immediate operational needs.

Need something else?

We have access to dozens of specialized programs.

Let's Talk

Know your home's true value.

Get a complimentary home valuation report or subscribe to ongoing market updates to track your equity, local trends, and refinance opportunities in real time.

  • Estimated current home value based on market data
  • Monthly equity tracking and appreciation trends
  • Personalized refinance and cash-out scenarios
  • Local market activity and comparable sales
  • Delivered to your inbox — no commitment required

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Enter your details below and we'll send your personalized home valuation within 24 hours.

Ready to get started?

Connect with our team to discuss your financing goals and explore your options.

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