Horizon Capital Lending Group

Jai Singh

Loan Officer · NMLS# 2700731

Hey, I'm Jai Singh, a licensed Mortgage Loan Originator in California with a passion for real estate and delivering a high level, personalized lending experience. I believe a mortgage is more than a transaction. It is a strategic tool for building wealth, creating stability, and unlocking opportunity.

With experience in both Canada and the U.S., I bring a sophisticated, cross border perspective to every client I work with. Whether you are purchasing a primary residence, expanding your investment portfolio, or refinancing, my focus is on structuring the right solution with clarity, precision, and discretion.

Outside of lending, I enjoy traveling with my wife and daughter, exploring new places and experiences together. I also practice Muay Thai and Kundalini yoga, which help me stay disciplined, grounded, and focused. At its core, my work is about more than mortgages. It is about guiding people through meaningful decisions and helping them build something lasting, one home at a time.

Specialties

How Jai can help.

From residential purchases to business financing, Jai brings a comprehensive approach to every client engagement.

Home Purchase

Conventional, FHA, VA, and specialized programs including physician loans with up to 100% financing.

Refinance

Lower your rate, shorten your term, or access equity. Find the optimal structure for your goals.

Investment Properties

DSCR loans, portfolio products, and creative financing for investors growing their holdings.

Construction Loans

Ground-up construction and renovation financing with flexible draw schedules and competitive terms.

Commercial Loans

Financing for office, retail, multifamily, and mixed-use properties. Tailored structures for commercial investors.

SBA Loans

SBA 7(a) and 504 programs for business acquisition, expansion, equipment, and real estate purchases.

Business Loans & MCAs

Working capital, merchant cash advances, and short-term business financing for immediate operational needs.

Jai Singh

How Jai can help.

Work with Jai